Florida Car Accident Attorneys

At DearLegal, we connect you with experienced Florida car accident attorneys who can navigate the state’s no-fault PIP system, the 14-day treatment rule, and the new HB 837 modified comparative fault standard. Whether your crash happened on I-95 through Miami, on I-4 between Orlando and Tampa, or anywhere from Jacksonville to the Keys, we’ll match you with the right attorney — at no cost to get started.

Two years from the date of the crash under Fla. Stat. § 95.11(4)(a), shortened from 4 years by HB 837 in 2023. Claims accruing before March 24, 2023 retain the old 4-year window. Claims against state or municipal entities require notice under Fla. Stat. § 768.28.

Florida requires every driver to carry $10,000 in PIP coverage under Fla. Stat. § 627.736, which pays your medical bills and lost wages regardless of fault. To sue the at-fault driver for pain and suffering, you must meet the serious-injury threshold in Fla. Stat. § 627.737 — typically permanent injury, significant scarring, or death. And you must seek medical treatment within 14 days or PIP benefits are forfeited.

You file an uninsured/underinsured motorist (UM/UIM) claim against your own policy. Florida insurers must offer UM coverage, and rejection requires a written waiver (Fla. Stat. § 627.727). Many drivers don’t realize they have UM coverage until they need it.

No, and you usually shouldn’t. Anything you say — including a recorded statement — can be used to shift fault under Florida’s new 51% bar. Refer the adjuster to your attorney or your own insurer.

It depends on medical bills, lost income, future treatment, vehicle damage, and whether you meet the serious-injury threshold to recover pain and suffering. Florida does not cap non-economic damages in standard auto cases, but HB 837’s comparative fault changes and admissibility-of-medical-bills changes can move case value meaningfully.

The same statute of limitations and fault rules apply, but Florida’s high-traffic interstates produce multi-vehicle pile-ups involving commercial trucks, rideshare drivers, and out-of-state vehicles. Each layer adds insurance carriers and complexity that an attorney is built to handle.

Florida car accident attorneys typically work on contingency: no upfront cost, paid a percentage of the recovery if they win. Typical contingency fees range from 33% to 40%. If there’s no recovery, you owe no attorney fee.

Why Do You Need a Car Accident Attorney in Florida?

Florida consistently ranks among the most dangerous states for drivers, with hundreds of thousands of crashes annually on I-95, I-4, and the Florida Turnpike. Florida’s PIP system (Fla. Stat. § 627.736) requires injured drivers to seek treatment within 14 days or lose $10,000 in PIP medical benefits. HB 837 (2023) shortened the statute of limitations to 2 years and adopted a modified 51% comparative fault rule, reshaping how Florida cases are valued. Insurers now have additional defenses, making representation more important than ever.

When Do You Need a Car Accident Attorney in Florida?

Our network includes Florida car accident attorneys who handle every kind of case, including:

Types of Car Accident Cases in Florida

From the moment you connect with a Florida car accident attorney, they go to work protecting your claim. The most common case types we handle:

Missing the 14-day treatment window and losing PIP benefits under Fla. Stat. § 627.736

Not understanding HB 837 reduced the SOL from 4 years to 2 years for crashes after March 24, 2023

Failing to meet the serious-injury threshold under Fla. Stat. § 627.737 to pursue pain and suffering

Accepting a quick settlement before realizing the 51% comparative fault bar applies

Giving a recorded statement to the at-fault driver’s insurer without legal counsel

Missing the Fla. Stat. § 768.28 notice deadline for claims against state or local government

Missing the 14-day treatment window and losing PIP benefits under Fla. Stat. § 627.736

Not understanding HB 837 reduced the SOL from 4 years to 2 years for crashes after March 24, 2023

Failing to meet the serious-injury threshold under Fla. Stat. § 627.737 to pursue pain and suffering

Accepting a quick settlement before realizing the 51% comparative fault bar applies

Giving a recorded statement to the at-fault driver’s insurer without legal counsel

Missing the Fla. Stat. § 768.28 notice deadline for claims against state or local government

Common Florida Car Accident Mistakes

Even a small misstep can hurt your case. Here’s what to avoid:

How Much Do Florida Car Accident Attorneys Cost?

33%

Typical starting contingency fee — you pay nothing unless your attorney recovers compensation for you.

Car accident attorneys in Florida work on a contingency fee basis — typically 33% to 40% of the total recovery. The Florida Bar Rule 4-1.5(f) sets specific sliding-scale presumptions that your attorney will walk you through. Case costs are typically advanced by the firm and deducted from the final recovery.

What Can Your Florida Car Accident Compensation Include?

Economic Damages

All medical expenses, lost wages, future care costs — no statutory cap. PIP offsets first $10,000 in medical/wage losses.

Non-Economic Damages

Pain and suffering, emotional distress, loss of enjoyment — recoverable only if you meet the serious-injury threshold in Fla. Stat. § 627.737. No statutory cap when threshold is met.

Punitive Damages

Available under Fla. Stat. § 768.72 for gross negligence or intentional misconduct. Capped at the greater of 3x compensatory damages or $500,000 in most cases.

Property Damage

Repair or replacement of your vehicle and personal belongings. Pursued through the at-fault driver’s property damage coverage.

Wrongful Death

Recovery for loss of support, services, companionship, and mental pain and suffering under Fla. Stat. § 768.21. No statutory cap in standard auto cases.

PIP Benefits

First-party medical (80%) and wage-loss (60%) benefits up to $10,000, regardless of fault, under Fla. Stat. § 627.736 — provided treatment begins within 14 days.

!!!

DearLegal is a legal referral service, not a law firm. We connect individuals with licensed attorneys who can evaluate their case. Nothing on this page constitutes legal advice. Results vary based on individual circumstances.

Florida Car Accident Attorneys

Why Do You Need a Car Accident Attorney in Florida?

When Do You Need a Car Accident Attorney in Florida?

Types of Car Accident Cases in Florida

Common Florida Car Accident Mistakes

How Much Do Florida Car Accident Attorneys Cost?

What Can Your Florida Car Accident Compensation Include?

Ready when you are.

Your help is just

a minute away.

Start your case

in minutes.